Search
Close this search box.
Search
Close this search box.

What should I do first when investing?

What should I do first when investing?

Trading & Investing

1. How much should beginners invest in stocks and bonds? And when is a good time to increase those investments?

Beginners should invest by portfolio, more in bonds than stock investment, while the total amount of investment they can afford to lose. For beginners, market understanding; and control are not much, however, it is important to avoid risks rather than earn profits. A Bond is defined as a form of loan issued mainly by governments or companies, while it provides the holder with specified interest and less risk. Meanwhile, a portfolio helps beginners increase with expected return and decreases with risk. For the upside market, beginners should increase investments, thanks to this trend, most investors can make money from the market. In addition, the encouraging public voice of investment companies is also a good signal to increase investment, with the improvement of investor and business confidence.

2. How do you choose the best stocks and bonds to invest in?

The best stocks and bonds are the ones best fixed investor demands, such as risk tolerance, financial situation, etc. As the investors, we follow the news, read more research reports, understand the market outlook and policy orientation, pay attention to the financial situation of the intended companies at any time. Furthermore, investors make choices based on investment preferences through the integration of various information collections.

3. What advice can you give people who are living paycheck to paycheck and want to start investing?

Firstly, people who are living paycheck to paycheck set a percentage of regular paycheck to invest every month, while the rest of their paycheck must be enough to cover daily expenses. More importantly, those investors know more information about industry they work in than other people, with these knowledge of industry, buying stocks of companies in the same industry is a good investment method. They can also choose options or other financial products to hedge their risk.

4. Can you use an investment app and work with a financial advisor? Is it a good idea?  How many investment avenues can you have? 

It is a good idea to use an investment app and work with a financial advisor. The most important thing for investment is to collect effective information. As a professional, a financial advisor can consider investor investment purposes, such as financial situation, risk preference and other aspects, and provide professional planning advice. The investment app includes recent news to help investors better understand the market conditions, with its easy operation. 
We can also invest through savings, bank financing, insurance, options, funds and other ways. 

What should I do first when investing?