What Happens if You are in a Car Accident with a Uber, Lyft or Taxi?
Research indicates that about one-third of all Americans have used a ridesharing service like Uber or Lyft. According to many experts, the use of ridesharing is expected to increase in the future.
With numerous taxis, Ubers, and Lyfts on the road, they are inevitably bound to get into accidents. You might be entitled to compensation if you sustained injuries while traveling as a passenger or as a result of a collision with a taxi, Uber, or Lyft driver. These crashes are a little more complicated than a standard accident because there are more parties involved.
This blog will guide you through the various circumstances and procedures for obtaining compensation following a ridesharing accident.
What Happens If An Uber Or a Lyft Hits You?
In the state of Missouri, drivers who cause accidents must compensate injured victims financially. This rule is valid whether you are a ridesharing driver, a pedestrian, a passenger in an Uber or Lyft, or another driver.
Insurance companies won’t compensate you unless they are certain their insured was at fault for the crash. In such cases, you can get legal help from a St. Louis car accident lawyer.
Take these steps at your end-
- Crash scene pictures- Take pictures of the cars involved in the crash. Zoom in to get a clear picture of where the car hit you.
- Before moving the cars to the side of the road, try to get at least one image showing where they ended after the collision.
- Identify and contact any witnesses who may be able to shed light on how the event occurred.
- Obtain the insurance details of each driver involved. This would contain details of your driver if you were a passenger in an Uber or Lyft.
- Make a police call. An officer will write a police report, which you can use to support your claim.
Knowing Your Insurance Options After an Uber or Lyft Accident
Whether or not the clients receive full and just recompense for their injuries—or perhaps have to settle for pennies—depends significantly on the quantity of insurance. Theoretically, you have the right to compensation by suing the negligent driver. The defendant is obligated to pay you the whole sum of money determined by the jury.
In reality, the majority of drivers do not possess sufficient assets to satisfy a judgment, and a large number of assets are excluded from levy. As a result, many of the clients are only eligible for negligent driver’s insurance coverage.
In addition to the driver’s insurance, Uber and Lyft provide accident coverage of up to $1 million. The problem is that even at peak times, drivers only make $18.91 per hour after expenses. They may not have the funds to pay the deductible.
What if you were a passenger in an Uber or Lyft and the driver was at fault?
In this case, your Lyft or Uber car accident is the fault of the ridesharing driver. They should have insurance to cover their injuries as they are at fault and are responsible.
Ridesharing firms’ have big insurance policies with large limits. Your injuries should be covered as Uber, for instance, mandates that drivers carry at least $1 million in insurance benefits.
Since both Uber and Lyft view their drivers as independent contractors, the situation is a crucial legal concern in a collision. You will be given the driver’s insurance company’s name following your Uber or Lyft vehicle collision. To file a claim, you must speak with them right away. You can submit a claim to the law firm via fax, email, or postal service. Utilize the provided claims notice.
Moreover, your losses, which should be completely covered by a sufficient Lyft or Uber accident settlement, include:
- Lost Wages
- Medical Treatment
- Pain and Suffering
- Property Damage
In conclusion, you will be forced to file a lawsuit to recover damages if the insurance provider is unable to offer a sum that you are satisfied with. You should see a qualified Uber car accident lawyer.